Terms & Conditions

[EDIT ME: This is a general-purpose starting draft. Please have it reviewed by a lawyer before publishing.]

1. About AF Advisors

AF Advisors Pvt. Ltd. is an independent loan advisory firm. We help you compare and apply for loan products from our partner banks and NBFCs. We are an advisory intermediary — we do not ourselves lend money, and final sanction, disbursement and terms of any loan remain solely at the discretion of the lending bank/NBFC.

2. No fee to the customer

We do not charge you, the borrower, any fee for our advisory service. We are compensated by the partner bank/NBFC upon successful disbursement of your loan. AF Advisors will never ask you for an advance payment, "processing token" or deposit to sanction or guarantee a loan — if anyone claiming to represent us asks for this, please contact us directly to verify.

3. Accuracy of information

You agree to provide true, accurate and complete information and documents. Loan approval, interest rates and terms shown on this website (including the EMI calculator) are indicative and subject to change based on the lender's policy and your individual profile.

4. Use of this website

You agree to use this website only for lawful purposes and not to misuse any form, submit false information, or attempt to interfere with the site's normal operation.

5. Intellectual property

All content on this website — text, graphics, logos — is the property of AF Advisors Pvt. Ltd. unless otherwise stated, and may not be reproduced without permission.

6. Limitation of liability

AF Advisors makes reasonable efforts to keep information on this site accurate but does not guarantee loan approval, specific interest rates, or timelines, as these are determined solely by the partner bank/NBFC.

7. Governing law

These terms are governed by the laws of India, and courts in Delhi shall have jurisdiction over any disputes.

8. Contact us

For any questions about these terms, write to us at info@afadvisors.in or call 011 41827888.