EMI Calculator
Move the sliders to see how loan amount, tenure and interest rate change your monthly instalment.
Loan details
These figures are indicative planning tools only. Actual EMI, rate and eligibility depend on the lender's policy at the time of application — talk to an advisor for an accurate quote.
See how much a balance transfer could save you
If your current home or property loan is on an older, higher rate, switching to a lower rate through us could cut your EMI — and the total interest you pay.
Your current loan
Indicative only. Actual savings depend on the new lender's rate, processing fee and any prepayment charges on your existing loan.
How EMI is actually calculated
Principal
The amount you actually borrow — everything else is calculated on top of this.
Interest rate
The annual rate your lender charges, applied monthly to your outstanding balance.
Tenure
A longer tenure lowers your EMI but raises total interest paid — and vice versa.
EMI
The fixed monthly instalment that pays off principal and interest together, over your chosen tenure.